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Pre-Existing Conditions

Updated 05/09/2017

   NOTE: The webpage providing this information is politically oriented and is
             actively promoting a political agenda including interviews with people from
             only one side of the discussion.  While a source of information it is highly
             slanted towards one view only and not an honest discussion or comparison.  

   The populations of Arkansas, Mississippi and Tennessee have higher than average
   cases of preexisting conditions than most states.  Two things to consider:
     -  write State and Federal elected official and voice your concerns
     -  find employment where these pre-existing conditions are not an issue.

   The following was provided by Alicia Adamczyk of Money Magazine on May 4, 2017.
   Per the information provided, what constitutes a pre-existing condition depends on
   insurer - they have the right to choose what counts as "pre-existing" - these ailments
   and conditions were universally used to deny people coverage, according to the
Kaiser Family Foundation, a nonprofit focusing on health care research.

   As of May 9, 2017, the decisions are still in negotiation and nothing is definitive 
   except for the goal to have a program.  Tennessee is a state which will deny you
   Medicade benefits from the Federal Government if your income is too low.  Consider
   letting your Tennessee Representatives know of this unfortunate decision.

   Preexisting Conditions as stipulated above

   Some argue the above list is "conservative" in that additional issues and maladies
   could be listed as pre-existing conditions by insurers.  It should be noted, in fairness,
   I know one person who has two conditions listed and using FREE prescription discount
   programs their annual medication for these two conditions are $100 PER YEAR which
   is actually LESS than from using a high-quality employer healthcare plan.